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Mortgage Access Dashboard
This dashboard provides nuanced insights from credit funnels by region. It tracks mortgages from application to final approval, interest rate pricing, and appraisal values. You can uncover gaps based on race/ ethnicity within specific income brackets and regions.
Mortgage Access Insights Unlocked
Equip yourself with insights that matter, driving strategies and actions that make a difference.
What?
A Dashboard that Unveils Mortgage Data in Layers
Discover data aggregated from the Housing Mortgage Disclosure Act (HMDA) that is seamlessly merged with insights from the U.S. Census, delivering a comprehensive mortgage landscape.
Why?
For Benchmarking & Tapping into Underserved Markets
Use this dashboard as a compass for benchmarking credit funnels against the larger marketplace. Discover the potential of underserved markets while ensuring adherence to CRA/Fair Lending compliance.
Wh0?
A Tool Built for Market Movers and Shakers
While primarily designed for banking leaders, this dashboard also helps broader housing market stakeholders, including residential real estate developers, identify market expansion opportunities.
How?
By Enabling Questions that Catalyze Change:
Every impactful action started with a great question:
Is there a difference in approval rates for people of different races in the same income category?
Do approved borrowers in the same income bracket end up paying the same amount of interest on average, or is there a difference by race?
Are home values the same across different races with each income category and does the amount of home equity differ as a portion of the loan?
